Basically like i said when i lost my job i couldn't pay my loan until my account was invalid?
Answers:
First of all - citizen advice borough.. they will advise you how to do with your problem by yourself ( e g all forms, letters ext) You can find debt solution company. Some of them are free some of them take some money of you. You may get special plan (it's not a bankruptcy but if you don't keep up your repayments it will be bad) . For example if you have to pay something like 300 per month it can be 150.. but still, you will be paying everything back. Depends how much you owe you have to choose your actions. Be careful with all that companies that promising to write off your debts.. And always have a written proof for any thing you do.
so what is your question? You made a statement rather than a question.
BASICALLY YOUR CREDIT IS FRENCH FRIED OR TOAST AND YOU HAD BETTER GET IT REPAIRED .
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