Name of advert on tv about a government scheme to help you if you are £15000 in debt and full time employment

the advert was on tv about a month ago. offering to loan money to those people who owed more than £15000 and were in full time employment

Answers:
i my self are in dept for about 15000 and all i did was run away to turkey for 6 months. Gotta go back next week so i'll let you know if that was a good idea or not.
Surely another loan would only make your debt even worse?

If i were you, i would forget about this advert which you have clearly dreamt up (there is no such thing) and instead look for a loan that has a low fixed APR and consolidate all of your debt into one manageable payment, as the adverts so like to say.

Moreover, while i can understand that certain people have commitments that they cant afford on their normal wage, perhaps you should also:

1. Budget your spending.

2. ONLY buy things if you CAN actually afford them - don't just shove them onto a credit card just because the money is "there" - that's retarded.
Don't do it!! if you have money problems go to citizens advice or a debt counsellor other people will only try to make money from your misery. This isn't a Government scheme it is debt consolidation or how to owe more money. Plenty of free advice and help out there
This is not a government scheme ! It's a scheme of getting already unfortunate people like you even further into trouble.
Screw your neck in and get yourself out of trouble anybody else is only making money out of you !

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