Can I offer to pay for damage to a another car to avoid loosing no claims discount. Its a very small dent?
Answers:
Yeah thats fine as long as the other party agrees.
most definetely
You can certainly make the offer, but it's up to the other party if he or she accepts
yes you can you would have to pay exsess on the insurance anyway its probebly the cheapest option to offer to pay without going to the insurers.
Yeah you can ask them to come back to you with a quote.
But obviously you won't know if they are stitching you up, say you will send a cheque to the garage direct
Yes you can. The law of the land states you have to have car
insurance to be on the roads. It does not say you have to use
it if you have an accidents, claims can be settled by payment
if there was no police report-you can if other person accepts that
Yes you can but be careful you don't want to get ripped off
Yes you definately can.
of course you can,as long as you pay up on time no one will want to get insurance companies involved
You can, but you are still supposed to inform your insurance company.
Yeah bung 'em a backhander, it saves an awful lot on paperwork, just think how many trees you would save
Yes, you most certainly can. In fact it's often the best thing if the damage is slight, as the resulting increase in insurance premiums, can be quite expensive over 3-4 years. You might find that your excess (if you have any on your policy) is more than the cost of the repair anyway.
Just ensure that you get 2-3 quotes for the repair to ensure that you aren't taken for a ride.
You might also make a small offer to reimburse the other party for the additional nuisance which insurers usually deal with, say 20GBP
After all, in law, you should put the other party in the position they were in before you ran into them.
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