Where can i get gauranteed finance to buy a van?
Answers:
thats strange. I work for a car finance firm, and although we specialise in commercial vehicles, we do cars too. I wouldnt have thought there would be much difference in type of vehicle when it comes to being approved, but might be because you are going to different firms.
There are that many lenders we go through to try and obtain credit for clients as each one does score differently. Try and find an independant broker that does both car and commercial leasing.
Best website for that is www.contracthireandleasing.com
Of course - it all does depend on your credit score. but be honest with your broker and they'll advise you the best route to go down
If your credit is bad, then you need to find out who does bad credit loans. You will pay a lot more in interest, and a higher rate, but if you are needing to re-establish your credit score, then that is probably the only way to go. But, be warned, you are looking at interest anywhere between 18-32%.
Other than that, I don't know what you could do unless you were to find someone who is willing to be a co-signer for the loan. That would probably be the next thing on my list to try. Purchase it on a credit card, home equity loan, if you own a house, investments, stocks, etc.
Most likely they feel you can not afford to pay for a van. If you are in financial good shape then there will be no problem. Wait until you can afford it. Most likely you don't need it anyway.
dans vaden chavlly
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