Even if your car is off the road does someone still have to be insured on it?
Answers:
When you say off the road does that mean on some form of private land or garaged? If so no it doesn't need to be insured but if it is then stolen, damaged , burn etc. there is no one you can claim the loss from. You also need to send the DVLA your SORN (statutory off road notification).
no but you must still inform dvla
in ny, you have to turn in your plates. that's about it
Not legally - but you'd be out of pocket if it was stolen or caught fire.
Nope but you do have to inform DVLA that your car is off the road. They wont warn you, you will just get a fine through the post!
If your car is off the road (whether it's written off, or whatever), you need to fill out the SORN (Statutory Off the Road Notification) form and send it in to DVLA. You can get the form from your local post office, or on the DVLA website (www.dvla.gov.uk).
If the car is off the road, you cannot legally drive it. The question of having someone insured on it doesn't apply. Even if you do continue your insurance policy on that car (I don't think you can anyway - insurance companies probably wouldn't do it), any claims you make would not be valid as it's not legal to drive that car anyway.
*edit*
Inform your insurer that your car is off the road and that you've notified DVLA.
no, but you do need to fill in a sorn declaration to dvla otherwise you'll get fined. Of course if it gets nicked you've lost your car and however much it cost.
no but you must inform the dvla and if the car is worth something then cover it with 3rd party fire and thieft.
if the car is completely off the road then you do not need to insure it or tell DELA. This may change in the future when it will be required that all vehicles are insured even when they are off the road
No. However, if you are not going to use the car at all you should file a non use status with the dmv. This will save you money on the annual registration. I think non use status is $6 in ca. If the car is worth something then you should keep comprehensive coverages on it just in case its stolen. You can get away from paying for liability and collision insurance because the car is not in use though.
It depends on where you live, actually. In some places you have "dead storage" or "road side storage" coverages.
Typically, these are places where nature will damage your vehicle. If that doesn't sound like you or you can't picture what that means, probably isn't you.
So long as it's stationary, it can't run into anyone, so no. If however, it was stolen or caught fire, it of course would not be covered.
And don't forget to declare SORN.
depends if its financed or not, and also registered in many states
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