I am learning to drive and want to buy a car. What should I buy and what will the insurance be like?
Answers:
A lot of people told me to get a small car to begin with due to i might bang in around a bit (banger car) - but i got a brand new car.. this was because you get the warranty of 3 yrs with it.
The insurance was high in the first year but then dropped the following year by like half.
I did look around loads of insurance companies but the best one was Elephant.co.uk. - been with them for about 3 year now.. very good!!
As for cars maybe a small car to begin with to keep your insurance down. As well as for you to manage to but if you do get a banger maybe keep it for 6 months - 1 year, so that it can be a little run around for you to feel comfortable on the road by yourself..
Good Luck with the driving.
Corsas are cool cars - especially here in Europe, not too heavy on the insurance either
Go for something like an un-modified Ford escort or Vauxhall Corsa.
The insurance should be cheap as well as the tax.
something small like punto,saxo,clio.dont get it too new as its more expensive to insure.maybe get a banger to start with to build up no claims.having a 5 door instead of a 3 is cheaper too,they class 3dr as boy racer car.good luck when u do your test.stay clear of corsa's.everybody i know has had problems with them
It all depends how much you can afford. you can guarantee that the insurance will be high. If you can afford a new car then some of the companies will give you free insurance for a couple of years
Anything with a small engine that will be cheap on insurance because the insurance will be very expensive.
Even with 2 years No Claims Bonus and an experienced main driver, it will cost us over £1,000 to insure a 950cc 'H' Reg Peugeot 205 for our 17 & 19 years to drive.
Don't buy new.Try and get one at least five years old with an engine 1.2 litres or less.Make sure it has service history, a new MOT and take it for a test drive.If you 're not sure about cars get a friend to go with you.Try to buy an unmodified car, they are more reliable in general.
buy a used car doesn't matter what as long as it's economical, buy something you can pay for outright so you only have to get liability insurance it will be a third of the cost as full coverage.
You need to get something with a small engine, that way your insurance will be cheaper. I think that insurance for the first year is usually around 1,000 depending on the car and whether you have taken pass plus. If you take the pass plus exam after your practical, you will do things such as driving on a motorway. This can help reduce the cost of your insurance by up to 30%.
Stay within 1.2ltrs engine size, newer are cheaper to insure as better security - But stay within budget of GBP 4000.00 for value as this also adds to insurance, this is also generally the limit for when you must have fully comp.
I would definately advise you to buy a car presuming you will have few accidents. They are usually small like turning too quick out of driveway or turning too sharpely in a multi-storey and hitting the barrier but they always happen.
Do not get insurance through parents as this will bugger up your no claims, which after 1 year can be worth 30-50% off the bill.
I always found Direct Line to be the cheapest for young drivers - Do not look in the back of car mags for cheap insurance as they only give you a certificate, but no actual cover.
Hope this helps
I pass driver test two weeks ago. I think that the best for you yo by some old car or yugo. Here in Serbia many people when pass driver test by yugo becouse it is s*hit of car and you will learn to drive excelent onthat car. after that all other cars will be funy, and easy to drive,
See www.autotrader.co.uk
From £500 - £600 will get you a 1996 Ford Fiesta or Vauxhall Corsa with tax and test.
- Cheap to insure and replacement parts are inexpensive.
A organised folder of previous service history, receipts and paperwork is a good sign.
At this price, overall condition rather than age or miles is key.
Good luck in your search.
Pass your test first befor thinking about getting a car.
CORSA`s are not GOOD CARS
Buy from some one you trust, think of what you want to use it mainly for, or your life style, sports car that can only take 2, a utility for second as a trailer, a 4WD for recreational purpose, big or little is also a choice. Or a 2 or 5 door car. Small car in diesel is most economic & cheaper on insurance, but at 19 you have to prove you can drive safetly before they give you any cheaper premiums, unless one of your parents insures it under thier name & put you down as the main driver, if they agree of course
Since you're learning to drive and intend to buy a car, I would
suggest that you first buy a small car of 1,000cc engine with
auto drive. The reason is simply for parking and driving along narrow roads in town.
For the car insurance, first party (comprehensive policy), it
doesn't cost much, maybe a few hundred bucks per annum
for new owners (no rebate yet).
After a few years, when you become an expert driver, you may
then upgrade your car to the mid-range type, example Toyota
Vious 1.5G(Auto) which is really a good-value car.
fiat uno lowest insurance group cheap to run
small and check out the insurance class on it, ring some insurance companies like Direct Line and see what cars they insure for low rates eg Corsas, Fiestas etc. Auto Trader is a good place to start looking for cars, can put in how many miles from your house, amount of money, mileage etc. At least with a cheaper second hand car you won;t worry as much, good luck with passing your test (I took mine 5 times!)
A Ford Ka is a safe bet, small, economical, stylish, low insurance and cheap to tax.. SOLD!
any small engined car is a good start likes of a ford fiesta or vauxhall corsa but vauxhalls are a little cheaper to insure (due to cost of parts if they have to be replaced after a crash) try and avoid japanese/korean cars as they are a bit more expensive to insure and repair my girlfriend paid around 600 for insurance in her first year and that was on a 1.3 r reg fiesta
simple answer, teh insurance wil be horrific. 12-1500 pounds. however, there is an option. lok on ebay, or the autotrader, for a classic car. my mates lads, ones got a 1980 850 mini. and ones got a 1967 1600cc volkswagen.. the volks is 300quid fully comp, teh mini is over 800 quid. and its the younger with the cheap insurace.
Peugeot 206 We have had for a long time it's great, fuel and maintenance.
I used to have a Rover Metro which was a group 4 insurance and was really cheap.
Smaller engined cars are usually cheaper to insure than larger ones and the tax is cheaper as well but the best advice is get a quote before you commit to buying a car and phone round the insurers as some companies offer better prices when the sales drop to get the business also it's best to start off with a cheaper old car for 2 reasons 1 more choice for your money and 2 not as expensive if you wright it off ( statistically you are most likely to crash out side your own house within 3 months of passing your test amazingly )
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