No Car Insurance?
Will i be arrested or just get a summons later?
Answers:
Your in a world of pain when you get to the police station NUMPTY
probably a fine and 3 points. it was stupid of you to be driving it, what would you have done if you killed some1.
If your fully comp you should be insured in your mates car, and you should just get a summons later
You may be covered on your insurance as a 3rd party driver
If your insured fully comp you will be insured on your mates car ,3rd party.
Summary of the Law
Failing subsequently to produce your driving licence, certificate of insurance or MOT certificate (if required) for inspection is an offence.
It can be a defence to produce the documents as soon as you can thereafter, if it was not possible for you to do so within the seven days.
If you do not produce a document it is likely that a summons will be sent alleging both a failure to produce the document and the relevant document offence itself. For example, if you fail to produce your insurance certificate, you can expect a summons alleging failing to produce and driving without insurance. The prosecutor will withdraw the charge of driving without insurance if you can produce your certificate, but the failing to produce charge will stay unless you have can show good reason why you did not produce the document.
Maximum Sentence
This offence can be dealt with only by the Magistrates Court. The maximum penalty is a fine of up to £1,000.
The Court has no power to disqualify for this offence or put penalty points on a driver’s licence. The fine tends to reflect the administrative complications that result when documents are not produced in good time.
Legal provision
s164, 165 Road Traffic Act 1988
You will get arrested dude,held, searched, and be questioned
eventually, you will get out tonight eventually, 6 to 8 points, and roughly £300 fine coming up, sorry to be the bearer of bad news man, but I tell it as it is, good luck dude, put on something warm!!
Just tell them you thought that you were covered through your own insurance you wont get arrested so dont worry .you wont get away with it maybe a fine but its not a big crime take your documents and your mates documents to prove he has got insurance.and you will hear then when your courtcase is.
no ins ur goin to court and rightly so ur lookin at 8 points and a fine hahaha
Check your mates insurance documents thoroughly because you might just be covered. Otherwise take it on the chin and dont' wriggle
i agree with top lad ,you aint legal dont drive .we already pay enough for idiots like you .trouble is a slap on the wrist is all you will get and the fine doesnt come anywhere near what you should be paying in insurance so you aint lost out anyway
You're screwed. It's better to admit guilt as it results in a lesser sentence. The fine's not more than £150, and up to nine points. Try and present your case as stupidity and take your own insure along "as you thought you were covered".
it depends on which insurance company your with, i know that the insurance company i work give a 3rd party extension to all policy holders regardless of cover i.e. 3rd party fire and theft or fully comp on the basis that you hold a full EU licence and do not work in in the motor trade or any occupation that involves driving other vehicles, check with your insurance company weather they offer this service or not, that way you will know for definite if you are insured on his vehicle, otherwise they may slap you with a IN10 endorsement which is not good, when you consider this is a worse offence than drink driving, when you get licence back you will looking a loading of 150% on your premium. with the IN10 you will lose your licence
Just bluff it out, say your insurance covers you, then get a good lawyer and never admit you were knowingly uninsured, My insurance covers me to drive your mates car if he agrees so there is a good chance no one will realise. Your mate will be prosecuted if he let you drive the motor uninsured either that or he will have to make out you never asked permission and it was Twoking, taking and driving away.
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