Am i insured if driving without a licence?
Answers:
Check your policy and schedule carefully. Some insurance companies use the term that insurance is in force provided that the driver "holds or has held a licence of entitlement and is not otherwise disqualified from holding this licence at the time the policy is in force"
This is often stated in policies so that people are not penalised for what may be a genuine lapse of renewing the licence for whatever reason.
However if you have never held a licence in the first place or are disqualified or otherwise debarred from holding a licence you are in trouble.
It is illegal to drive without a valid licence that is an offence regardless but you may still be insured. Check the fine print of the policy and see if this clause is included.
No.
Nope.
Nope.
I do not think so
no
um no
no
No
Insurance is void if you dont have a licence, and if you are uk basedif you dont have tax or MOT
The insurance company can refuse to pay, as your "friend" was committing an offence under UK law, that of "driving other than in accordance with a licence".
No that would invalidate your insurance.
No - it will be a condition of the insurance that you hold a valid licence for the vehicle you are driving
im afraid shes not covered!
Then your friend is in deep do-do. Insurance companies require you to keep a valid drivers license, current registration on your car, etc.
Don't be silly.. NO.
I like the ones that say:
My friend did,,,,,,,
NO. You are in Big trouble
no way,insurance will only pay out if theres no get out clause
Some policies you are, some you are not. Insurance follows the vehicle not the driver. However, some insurance you have to be a listed driver or they will not cover the claim. Why take a chance? Get your license..
no, you cannot be insured without a driving licence.
NO!
yes no problem
There's a difference between driving WITHOUT a license & driving with an expired license. If the license has recently expired & is still within your state's grace period for renewal, & the insurance is paid up, the the Insurance company may still cover a claim -- provided the license is renewed & claim is small. Read the policy.
A suspended, revoked or never issued license is another matter. No coverage at all. Normally a policy wouldn't be issued until the carrier checked the license status of the named insured. If the driver is an un-named insured (such as a guest driver) there still may be liability coverage thru the owner's policy.
No.
driving without a valid license is a criminal offence.
No, insurance is void if you have no licence.
Then she isn't a legal driver and isn't insured!
Get off the road and let us legal, law abiding drivers, drive in safety.
I've already been put in hospital twice, due to other drivers, yet I personally have a 33 year, clean licence of my own.
Yes. I'm ranting!
UK driver.
No insurance covers anything illegal. Driving without a licence is illegal. Therefore you are not insured, although you may have paid.
No you are not insured if you have no licence, how could you be?
I If the other person was to blame, she may be able to claim off thir insurance, if not and she was to blame, she hasn't got a leg to stand on and all she can look forward to is a long wait for a court date.
Any of the three essential things that are missing makes the other null and void! So you must have all three of the following: Insurance! Valid driving licence! Valid up to date MOT and road tax!
Hell no!!
MAJOR no no. Driving without insurance. Driving without a licence.
Looking a BIG fines and licence endorsements BEFORE you even get it!
screwed is a word i would use. car insurance is only valid on a car that has a valid tax disc, mot certificate, and is driven by a person with a valid driving licence, insurance companies will do what ever they can not to pay out
and did U know if U have an accident in a shopping car park Ur not technically insured, as its classed as private property, even having alloy wheels as an extra option, can void a policy if U don't tell them about it
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