Usa driver +licence&idl needs uk car insurance/own car?
Answers:
No idea what you mean. But let me figure it out..
You are an American in the UK on an international licence. You want to insure a car to drive?
Yes, you can. However if your stay in the UK is more than one year you will need to apply for a UK driving licence at the end of that year.
Secondly, you must own the vehicle to be able to insure it. You cannot insure ANYTHING that you do not have an insurable interest in.
I.e. someone cannot lend you their car and you insure it. You can be named on their polciy as a driver, that's fine. But to fully insure a car yourself, you must own it.
EDIT: To the guy below, no. That's not correct. If you lent me your car for the day. I could not take out an insurance policy on it. You could add me as a named driver on YOUR policy but that's all you could do. You bought the car, I have no financial interest in it.
Look at it this way. If I borrowed your car for the day, took out comprehensive insurance and crashed itI could in theory get paid out for the value of the vehicle. And that's why you can't insure something you don't own. That's what insurable interest is and that's why your comment is wrong.
alright .you are in usa and need insurance ? rental can use your own or you can use thiers Or you have your own and ? sorry i'm at a loss . can not see what your ask.
I disagree with the end of Dan J's answer. If someone lends you something on the understanding (which would probably be implied, even if not expressly agreed) that you are responsible for it while it's in your care) then you would have to compensate the owner for any damage to it, and that would give you an insurable interest.
Are you coming to England if so there is plenty of insurence companies.We are with more than,to us they were the cheapest around.In search type in More Than.Hope this helps,Goodluck
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